Skip to main content

Solutions and Use Cases

UbID applies one governed trust model to different institutional sectors. An authorized issuer makes a verifiable claim, a holder receives and controls the credential, and a verifier evaluates the evidence under a policy appropriate to the transaction.

The sector changes, but the trust questions remain consistent:

  • Who is authorized to make the claim?
  • What evidence supports it?
  • How is the claim bound to the intended holder?
  • What information is actually necessary for the transaction?
  • Is the credential authentic, current, and acceptable under policy?
  • Which institution remains accountable for the decision?

A reusable solution pattern​

A typical UbID-enabled journey follows seven stages:

  1. Define the purpose — the institution states the business or public-service outcome.
  2. Minimise the evidence — only the claims necessary for that outcome are selected.
  3. Establish assurance — identity, document, or institutional evidence is evaluated.
  4. Issue or recognize a credential — an authorized issuer creates portable evidence, or a verifier accepts an existing trusted credential.
  5. Holder-controlled presentation — the person or organization approves what is shared.
  6. Policy-based verification — provenance, integrity, status, holder relationship, context, and disclosure are evaluated.
  7. Govern the outcome — the relying institution makes its own decision and retains proportionate evidence.

This pattern separates credential trust from the final institutional decision. A valid credential may support a decision, but it does not automatically approve a loan, grant a licence, authorize treatment, admit a student, or provide access to a protected system.

Solution families​

Education and qualifications​

Portable degrees, certificates, enrolment status, and learning achievements can be verified without requiring every employer or institution to contact the original issuer directly.

Government and public services​

Public institutions can issue or verify identity attributes, eligibility, permits, and licences while reducing repeated document collection and unnecessary cross-agency data replication.

Financial services​

Verified identity attributes and reusable assurance evidence can support onboarding and regulated workflows while remaining separate from transaction authorization, financial risk, KYC, AML, sanctions, and suitability decisions.

Healthcare​

Credentials can represent professional authorization, organizational affiliation, delegated authority, or patient identity evidence without turning the identity layer into a clinical-record repository.

Enterprise access​

Employment, role, and organizational credentials can complement adaptive authentication and federation for workforce access, onboarding, offboarding, and privileged journeys.

Professional certification​

Professional bodies can issue portable evidence of licences, memberships, accreditations, and current authorization, with lifecycle status available to verifiers.

Document credentials​

Verified information from documents or institutional records can be transformed into governed credentials when provenance, review, claim meaning, and issuer responsibility are clear.

Trusted digital agents​

Authorized software and AI agents can discover requirements, prepare requests, validate technical conditions, and present evidence without receiving unrestricted authority over issuance, recovery, key use, or policy exceptions.

Cross-cutting principles​

Every solution should preserve:

  • purpose limitation — collect and use evidence for a defined outcome;
  • data minimisation — request the smallest sufficient disclosure;
  • holder agency — make requested claims and recipients visible;
  • issuer accountability — the issuer remains responsible for the claims it signs;
  • verifier accountability — the relying party defines and applies acceptance policy;
  • lifecycle integrity — credentials may expire, be suspended, revoked, renewed, or replaced;
  • explainability — important decisions should reference policy and evidence;
  • recoverability — continuity should not depend on one device or one administrator;
  • interoperability — trust should travel through standards rather than proprietary database access.

The solution pages are reference patterns. They do not imply that every capability is available in every deployment, jurisdiction, sector, or commercial package.

Institutions remain responsible for legal basis, notices, accessibility, retention, rights procedures, contracts, sector obligations, risk assessments, and any required certification or regulatory authorization.

See also How UbID Works, UbID Product Portfolio, and Governance and Accountability.